NDA Blogs

“Don’t allow those who haven’t lived your life – to  make you feel bad about the financial decisions you have had to make to survive. The struggle is real. Just forge forward!”

Moeshfieka Botha

2020

2021

2020

 

Apr 8, 2020
What is a credit score?
https://nationaldebtadvisors.co.za/personal-finance/what-is-a-credit-score/

Feb 27, 2020
Don’t fear the term ‘blacklist’
https://nationaldebtadvisors.co.za/category/nda-debt-blog/

Mar 3, 2020
Be vigilant when spending money
https://nationaldebtadvisors.co.za/personal-finance/be-vigilant-when-spending-money

Apr 8, 2020
What is credit insurance?
https://nationaldebtadvisors.co.za/personal-finance/what-is-credit-insurance/

Apr 14, 2020
Under debt review: the best place you can possibly be
https://nationaldebtadvisors.co.za/personal-finance/under-debt-review-the-best-place-you-can-possibly-be/

Apr 14, 2020
Your debt review payments are safe under lockdown ​
https://nationaldebtadvisors.co.za/personal-finance/your-debt-review-payments-are-safe-under-lockdown/

Apr 14, 2020
Must I pay my rent during lockdown?
https://nationaldebtadvisors.co.za/personal-finance/must-i-pay-my-rent-during-lockdown/

Apr 21, 2020
Apply your mind to your money
https://nationaldebtadvisors.co.za/personal-finance/apply-your-mind-to-your-money/

May 13, 2020
COVID-19 Financial Survival Guide
https://nationaldebtadvisors.co.za/personal-finance/covid-19-financial-survival-guide/

May 15, 2020
School fees: Must I pay it during lockdown?
https://nationaldebtadvisors.co.za/personal-finance/school-fees-must-i-pay-it-during-lockdown/

May 18, 2020
Debt Collectors and Prescribed Debt
https://nationaldebtadvisors.co.za/personal-finance/debt-collectors-and-prescribed-debt/

May 19, 2020
The most common scams during lockdown
https://nationaldebtadvisors.co.za/personal-finance/the-most-common-scams-during-lockdown/

Jun 3, 2020
Prescribed Debt
https://nationaldebtadvisors.co.za/personal-finance/prescribed-debt

Jun 3, 2020
Data Prices Must Fall
https://nationaldebtadvisors.co.za/personal-finance/data-prices-must-fall

Jun 4, 2020
Be Financially Proactive During Lockdown
https://nationaldebtadvisors.co.za/personal-finance/be-financially-proactive-during-lockdown

Jun 4, 2020
Debt Options During Lockdown
https://nationaldebtadvisors.co.za/personal-finance/debt-options-during-lockdown

Jun 4, 2020
Covid-19 Increase in Child Grants
https://nationaldebtadvisors.co.za/personal-finance/covid-19-increase-in-child-grants

Jun 4, 2020
Don’t Lose Your Car During Lockdown
https://nationaldebtadvisors.co.za/personal-finance/dont-lose-your-car-during-lockdown

Jun 4, 2020
Frequently asked questions during lockdown
https://nationaldebtadvisors.co.za/personal-finance/frequently-asked-questions-during-lockdown

Jun 5, 2020
Frequently asked questions on Debt Collection
https://nationaldebtadvisors.co.za/personal-finance/frequently-asked-questions-on-debt-collection

Jun 5, 2020
How to communicate with your children about money
https://nationaldebtadvisors.co.za/personal-finance/how-to-communicate-with-your-children-about-money

Jun 5, 2020
How to speak to children about money
https://nationaldebtadvisors.co.za/personal-finance/how-to-speak-to-children-about-money

Jun 11, 2020
Reckless lending Q+A
https://nationaldebtadvisors.co.za/personal-finance/reckless-lending-QA

Jun 11, 2020
Relief from municipalities during lockdown
https://nationaldebtadvisors.co.za/personal-finance/relief-from-municipalities-during-lockdown

Jun 11, 2020
Sexually transmitted debt
https://nationaldebtadvisors.co.za/personal-finance/sexually-transmitted-debt

Jun 11, 2020
Small business development
https://nationaldebtadvisors.co.za/personal-finance/small-business-development

Jun 11, 2020
Social Relief of Distress Grant for Unemployed
https://nationaldebtadvisors.co.za/personal-finance/social-relief-of-distress-grant-for-unemployed

Jun 16, 2020
SASSA Grants Update
https://nationaldebtadvisors.co.za/personal-finance/sassa-grant-update

Jun 18, 2020
Emergency Loans
https://nationaldebtadvisors.co.za/personal-finance/emergency-loans

Jun 23, 2020
The ultimate guide to credit reports
https://nationaldebtadvisors.co.za/personal-finance/the-ultimate-guide-to-credit-reports

Jun 23, 2020
Daily finance tips to survive the lockdown
https://nationaldebtadvisors.co.za/personal-finance/daily-finance-tips-to-survive-the-lockdown

Jun 29, 2020
Why is SASSA declining the R350 applications?
https://nationaldebtadvisors.co.za/personal-finance/why-is-sassa-declining-the-r350-applications

Jul 7, 2020
Your physical, financial and emotional health matters!
https://nationaldebtadvisors.co.za/personal-finance/your-physical-financial-and-emotional-health-matters

Jul 7, 2020
Consumer Rights
https://nationaldebtadvisors.co.za/personal-finance/consumer-rights

Jul 16, 2020
The first 3 months of lockdown were easy. Now comes the hard part.
https://nationaldebtadvisors.co.za/personal-finance/the-first-3-months-of-lockdown-were-easy

Jul 21, 2020
The best jobs during lockdown
https://nationaldebtadvisors.co.za/personal-finance/best-jobs-during-lockdown

Jul 31, 2020
You gotta know how much you owe!
https://nationaldebtadvisors.co.za/personal-finance/you-gotta-know-how-much-you-owe

Jul 31, 2020
SASSA dates have changed – again!
https://nationaldebtadvisors.co.za/personal-finance/sassa-dates-have-changed-again

Aug 4, 2020
Women and Money
https://nationaldebtadvisors.co.za/personal-finance/women-and-money

Aug 7, 2020
Debt counsellor – friend or foe?
https://nationaldebtadvisors.co.za/personal-finance/debt-counsellor-friend-or-foe

Aug 12, 2020
The NCR and Debt Counselling
https://nationaldebtadvisors.co.za/personal-finance/the-ncr-and-debt-counselling

Aug 14, 2020
Be Vigilant!
https://nationaldebtadvisors.co.za/personal-finance/be-vigilant

Aug 31, 2020
Ace your online interview
https://nationaldebtadvisors.co.za/personal-finance/ace-your-online-interview

Sep 3, 2020
Your personal information has been compromised by a security breach
https://nationaldebtadvisors.co.za/personal-finance/your-personal-information-has-been-compromised

Sep 14, 2020
FNB reeling from consumers who just can’t cope
https://nationaldebtadvisors.co.za/personal-finance/fnb-reeling-from-consumers-who-just-cant-cope

Sep 14, 2020
The lowdown on loans
https://nationaldebtadvisors.co.za/personal-finance/the-lowdown-on-loans

Sep 16, 2020
Be prepared to change your small business strategy
https://nationaldebtadvisors.co.za/personal-finance/be-prepared-to-change-your-small-business-strategy

Sep 18, 2020
NDA voted the best debt counselling company in South Africa
https://nationaldebtadvisors.co.za/personal-finance/nda-voted-the-best-debt-counselling-company-in-south-africa

Sep 20, 2020
Shoprite upping their game
https://nationaldebtadvisors.co.za/personal-finance/shoprite-upping-their-game

Sep 22, 2020
You can be done with Debt Review even if your bond is not paid up
https://nationaldebtadvisors.co.za/personal-finance/you-can-be-done-with-debt-review-even-if-your-bond-is-not-paid-up

Sep 28, 2020
What about those who can’t afford to emigrate?
https://nationaldebtadvisors.co.za/personal-finance/what-about-those-who-cant-afford-to-emigrate

Oct 1, 2020
There is help for first time home owners
https://nationaldebtadvisors.co.za/personal-finance/there-is-help-for-first-time-home-owners

Oct 9, 2020
SA consumers are in deep trouble – but petrol price drop may help
https://nationaldebtadvisors.co.za/personal-finance/sa-consumers-are-in-deep-trouble-but-petrol-price-drop-may-help

Oct 16, 2020
SA Economic Reconstruction and Recovery Plan
https://nationaldebtadvisors.co.za/personal-finance/sa-economic-reconstruction-and-recovery-plan

Oct 23, 2020
Money and mental health are connected
https://nationaldebtadvisors.co.za/personal-finance/money-and-mental-health-are-connected

Oct 26, 2020
National Wills week
https://nationaldebtadvisors.co.za/personal-finance/national-wills-week

Oct 27, 2020
The good, the bad, the ugly… and the bizarre of the MTBPS
https://nationaldebtadvisors.co.za/personal-finance/the-good-the-bad-the-ugly-and-the-bizarre-of-the-mtbps

Oct 29, 2020
Debt consolidation loans
https://nationaldebtadvisors.co.za/personal-finance/debt-consolidation-loans

Nov 3, 2020
Can I leave debt review?
https://nationaldebtadvisors.co.za/personal-finance/can-i-leave-debt-review

Nov 5, 2020
2020 Savings Tips for Black Friday
https://nationaldebtadvisors.co.za/personal-finance/2020-savings-tips-for-black-friday

Nov 13, 2020
Your rights with regard to vehicle repossession
https://nationaldebtadvisors.co.za/personal-finance/your-rights-with-regard-to-vehicle-repossession

Nov 17, 2020
Safeguard your money over the festive season
https://nationaldebtadvisors.co.za/personal-finance/safeguard-your-money-over-the-festive-season

Nov 20, 2020
Know your Consumer Rights
https://nationaldebtadvisors.co.za/personal-finance/know-your-consumer-rights

 

Nov 24, 2020
Safety Tips for Online Black Friday Shopping
https://nationaldebtadvisors.co.za/personal-finance/safety-tips-for-online-black-friday-shopping

Nov 27, 2020
Traditional scams that escalate at this time of the year
https://nationaldebtadvisors.co.za/personal-finance/traditional-scams-that-escalate-at-this-time-of-the-year

Dec 1, 2020
How those living on minimum wage or low income can save
https://nationaldebtadvisors.co.za/personal-finance/how-those-living-on-minimum-wage-or-low-income-can-save

Dec 4, 2020
Save and plan during the holidays
https://nationaldebtadvisors.co.za/personal-finance/save-and-plan-during-the-holidays

Dec 7, 2020
Why are ratings by credit agencies important to ordinary SA consumers?
https://nationaldebtadvisors.co.za/personal-finance/why-are-ratings-by-credit-agencies-important-to-ordinary-sa-consumers

Dec 7, 2020
Research shows that SA consumers can’t pay their debt
https://nationaldebtadvisors.co.za/personal-finance/research-shows-that-sa-consumers-cant-pay-their-debt

2021

 

Jan 8, 2021
Rocky start to 2021
https://nationaldebtadvisors.co.za/personal-finance/rocky-start-to-2021

Jan 12, 2021
How to pay off your debt
https://nationaldebtadvisors.co.za/personal-finance/how-to-pay-off-your-debt

Jan 14, 2021
Message from our CEO
https://nationaldebtadvisors.co.za/personal-finance/message-from-our-ceo

Jan 18, 2021
Ace these 10 questions in a job interview
https://nationaldebtadvisors.co.za/personal-finance/ace-these-10-questions-in-a-job-interview

Jan 20, 2021
Stay away from unregistered money-lenders
https://nationaldebtadvisors.co.za/personal-finance/stay-away-from-unregistered-money-lenders

Jan 25, 2021
Manage the back-to-school financial blues
https://nationaldebtadvisors.co.za/personal-finance/manage-the-back-to-school-financial-blues

Jan 28, 2021
Tips when planning to buy a house
https://nationaldebtadvisors.co.za/personal-finance/tips-when-planning-to-buy-a-house

Feb 2, 2021
Rising cost of living
https://nationaldebtadvisors.co.za/personal-finance/rising-cost-of-living

Feb 4, 2021
Know your Ombudsman
https://nationaldebtadvisors.co.za/personal-finance/know-your-ombudsman

Feb 9, 2021
Avoid financial STD’s
https://nationaldebtadvisors.co.za/personal-finance/avoid-financial-stds

Feb 12, 2021
Key points from SONA 2021
https://nationaldebtadvisors.co.za/personal-finance/key-points-from-sona-2021

Feb 16, 2021
Schools may not insist on a registration fee
https://nationaldebtadvisors.co.za/personal-finance/schools-may-not-insist-on-a-registration-fee

 

Feb 18, 2021
Basket to basket: Comparing the cost of living
https://nationaldebtadvisors.co.za/personal-finance/comparing-the-cost-of-living

Feb 23, 2021
SA consumers can’t afford to pay their bills
https://nationaldebtadvisors.co.za/personal-finance/sa-consumers-cannot-afford-to-pay-their-bills

Feb 25, 2021
Budget Speech 2021
https://nationaldebtadvisors.co.za/personal-finance/budget-speech-2021

Mar 3, 2021
Retirement Fund Reform 2021
https://nationaldebtadvisors.co.za/personal-finance/retirement-fund-reform-2021

Mar 4, 2021
Over-indebted South Africans can apply for debt review
https://nationaldebtadvisors.co.za/personal-finance/over-indebted-south-africans-can-apply-for-debt-review

Mar 9, 2021
Section 129 notice: Digital delivery now accepted
https://nationaldebtadvisors.co.za/personal-finance/section-129-notice-digital-delivery-now-accepted

Mar 11, 2021
Trouble at NSFAS – we need to start saving for education
https://nationaldebtadvisors.co.za/personal-finance/trouble-at-nsfas-we-need-to-start-saving-for-education

Mar 17, 2021
Need a loan but under debt review?
https://nationaldebtadvisors.co.za/personal-finance/need-a-loan-but-under-debt-review

Mar 19, 2021
Single Mothers are Struggling
https://nationaldebtadvisors.co.za/personal-finance/single-mothers-are-struggling

 

Mar 24, 2021
What can debt collectors do?
https://nationaldebtadvisors.co.za/personal-finance/what-can-debt-collectors-do

Mar 26, 2021
POPIA
https://nationaldebtadvisors.co.za/personal-finance/popia

Mar 31, 2021
Every industry has bad practitioners – debt counselling is no exception
https://nationaldebtadvisors.co.za/personal-finance/every-industry-has-bad-practitioners

Apr 7, 2021
Petrol price will hit SA consumers hard
https://nationaldebtadvisors.co.za/personal-finance/petrol-price-will-hit-sa-consumers-hard

Apr 14, 2021
Are you really a victim of reckless lending?
https://nationaldebtadvisors.co.za/personal-finance/are-you-really-a-victim-of-reckless-lending

Apr 15, 2021
How to check your credit score in South Africa
https://nationaldebtadvisors.co.za/personal-finance/how-to-check-your-credit-score-in-south-africa

Apr 20, 2021
Age-appropriate money tips for children
https://nationaldebtadvisors.co.za/personal-finance/age-appropriate-money-tips-for-children

Apr 23, 2021
Avoid debt traps
https://nationaldebtadvisors.co.za/personal-finance/avoid-debt-traps

Apr 26, 2021
Freedom Day 2021: Will we ever have financial freedom in SA?
https://nationaldebtadvisors.co.za/personal-finance/freedom-day-2021-will-we-ever-have-financial-freedom-in-sa

 

Apr 28, 2021
Don’t delay – take control of your finances today!
https://nationaldebtadvisors.co.za/personal-finance/take-control-of-your-finances-today

Apr 30, 2021
The SABC can take default judgement against you for outstanding TV licence fees
https://nationaldebtadvisors.co.za/personal-finance/the-sabc-can-take-default-judgement-against-you-for-outstanding-tv-licence-fees

Apr 30, 2021
SA not out of the woods yet
https://nationaldebtadvisors.co.za/personal-finance/sa-not-out-of-the-woods-yet

May 7, 2021
Changing your lifestyle to live on less
https://nationaldebtadvisors.co.za/personal-finance/changing-your-lifestyle-to-live-on-less

May 12, 2021
Single mothers are more prone to seeking credit
https://nationaldebtadvisors.co.za/personal-finance/single-mothers-are-more-prone-to-seeking-credit/

May 19, 2021
Middle income South Africans are in trouble
https://nationaldebtadvisors.co.za/personal-finance/middle-income-south-africans-are-in-trouble/

May 21, 2021
Repo rates remain the same
https://nationaldebtadvisors.co.za/personal-finance/repo-rates-remain-the-same/

May 24, 2021
Demystifying debt review (part one)
https://nationaldebtadvisors.co.za/personal-finance/demystifying-debt-review-part-one/

May 27, 2021
Disputes after death
https://nationaldebtadvisors.co.za/personal-finance/disputes-after-death/

 

May 31, 2021
The facts around funeral cover
https://nationaldebtadvisors.co.za/personal-finance/the-facts-around-funeral-cover/

May 31, 2021
Keep track of your money
https://nationaldebtadvisors.co.za/personal-finance/keep-track-of-your-money/

Jun 14, 2021
Demystifying debt review (part two)
https://nationaldebtadvisors.co.za/personal-finance/demystifying-debt-review-part-two/

Jun 15, 2021
Youth and Money
https://nationaldebtadvisors.co.za/personal-finance/youth-and-money/

Jun 17, 2021
Entrepreneurial opportunities for SA youth
https://nationaldebtadvisors.co.za/personal-finance/entrepreneurial-opportunities-for-sa-youth/

Jun 21, 2021
What do you need to apply for a home loan?
https://nationaldebtadvisors.co.za/personal-finance/what-do-you-need-to-apply-for-a-home-loan/

Jun 24, 2021
Vulnerable consumers risk being scammed
https://nationaldebtadvisors.co.za/personal-finance/vulnerable-consumers-risk-being-scammed/

Jun 28, 2021
Will interest be charged if I am under debt review?
https://nationaldebtadvisors.co.za/personal-finance/will-interest-be-charged-if-i-am-under-debt-review/

Jun 28, 2021
Closing your Edgars account
https://nationaldebtadvisors.co.za/personal-finance/closing-your-edgars-account/

 

Jun 29, 2021
Importance of contracts for SMME’s
https://nationaldebtadvisors.co.za/personal-finance/importance-of-contracts-for-smmes/

Jul 2, 2021
How are you legally protected under debt review?
https://nationaldebtadvisors.co.za/personal-finance/how-are-you-legally-protected-under-debt-review/

Jul 6, 2021
How to deal with “black tax” In South Africa
https://nationaldebtadvisors.co.za/personal-finance/how-to-deal-with-black-tax/

Jul 8, 2021
What do I need to qualify for debt review?
https://nationaldebtadvisors.co.za/personal-finance/what-do-i-need-to-qualify-for-debt-review/

Jul 13, 2021
Beware SASSA scams
https://nationaldebtadvisors.co.za/personal-finance/beware-sassa-scams/

Jul 15, 2021
How do I get a negative listing off my credit report
https://nationaldebtadvisors.co.za/personal-finance/how-do-i-get-a-negative-listing-off-my-credit-report/

Jul 21, 2021
We have to change our mindset around saving
https://nationaldebtadvisors.co.za/personal-finance/we-have-to-change-our-mindset-around-saving/

Jul 28, 2021
Your rights at work with regards to Covid-19
https://nationaldebtadvisors.co.za/personal-finance/your-rights-at-work-with-regards-to-covid-19/

Jul 30, 2021
South Africans need to start saving July is Savings Month
https://nationaldebtadvisors.co.za/personal-finance/south-africans-need-to-start-saving/

 

Aug 2, 2021
Ombudsman for banking services
https://nationaldebtadvisors.co.za/personal-finance/ombudsman-for-banking-services/

 

Aug 5, 2021
All you need to know about the latest SASSA R350 grant
https://nationaldebtadvisors.co.za/personal-finance/all-you-need-to-know-about-latest-sassa-r350-grant/

Aug 9, 2021
Evictions during Covid
https://nationaldebtadvisors.co.za/personal-finance/evictions-during-covid/

Aug 11, 2021
Women are worse off than men during the pandemic
https://nationaldebtadvisors.co.za/personal-finance/women-are-worse-off-than-men-during-the-pandemic/

Aug 13, 2021
Long term and short term insurance Ombudsman
https://nationaldebtadvisors.co.za/personal-finance/long-term-and-short-term-insurance-ombudsman/

Aug 16, 2021
Funeral fraud
https://nationaldebtadvisors.co.za/personal-finance/funeral-fraud/

Aug 19, 2021
Debt Counselling according to the NCR
https://nationaldebtadvisors.co.za/personal-finance/debt-counselling-according-to-the-ncr/

Aug 24, 2021
The cost of debt counselling
https://nationaldebtadvisors.co.za/personal-finance/the-cost-of-debt-counselling/

Aug 27, 2021
How do I get a clearance certificate if I don’t have a debt counsellor Q+A
https://nationaldebtadvisors.co.za/personal-finance/how-to-get-clearance-certificate-without-a-debt-counsellor/

 

Sep 1, 2021
Watch out for financial scams
https://nationaldebtadvisors.co.za/personal-finance/watch-out-for-financial-scams/

Sep 7, 2021
Debt Review Awards highlights those in the industry who set the bar high
https://nationaldebtadvisors.co.za/personal-finance/debt-review-awards-highlights-those-in-industry-who-set-bar-high/

Sep 9, 2021
Our heritage as poor savers and big spenders has lead us to a debt pandemic
https://nationaldebtadvisors.co.za/personal-finance/our-heritage-as-poor-savers-and-big-spenders/

Sep 13, 2021
Getting to know the CEO – Part 1
https://nationaldebtadvisors.co.za/personal-finance/getting-to-know-the-ceo-part-1/

Sep 20, 2021
Getting to know the CEO – Part 2
https://nationaldebtadvisors.co.za/personal-finance/getting-to-know-the-ceo-part-2/

Sep 23, 2021
NDA CEO answers some FAQ’s
https://nationaldebtadvisors.co.za/personal-finance/nda-ceo-answers-some-faqs/

Sep 28, 2021
South Africans are waking up to the befits of debt counselling
https://nationaldebtadvisors.co.za/personal-finance/south-africans-waking-up-to-the-benefits-of-debt-counselling/

Oct 1, 2021
Don’t break the bank for a matric ball
https://nationaldebtadvisors.co.za/personal-finance/dont-break-the-bank-for-a-matric-ball/

Oct 4, 2021
Elections affect your pocket
https://nationaldebtadvisors.co.za/personal-finance/elections-affect-your-pocket/

 

Oct 7, 2021
Lack of child maintenance adds to the financial struggle
https://nationaldebtadvisors.co.za/personal-finance/lack-of-child-maintenance-adds-to-the-financial-struggle/

Oct 12, 2021
The link between debt and depression
https://nationaldebtadvisors.co.za/personal-finance/the-link-between-debt-and-depression/

Oct 15, 2021
Where there is a will, there is a way
https://nationaldebtadvisors.co.za/personal-finance/where-there-is-a-will-there-is-a-way/

Oct 19, 2021
Rising fuel prices are catastrophic for consumers
https://nationaldebtadvisors.co.za/personal-finance/rising-fuel-prices-are-catastrophic-for-consumers/

Oct 22, 2021
NSFAS applications still closed
https://nationaldebtadvisors.co.za/personal-finance/nsfas-applications-still-closed/

Nov 1, 2021
What to do when loadshedding hits
https://nationaldebtadvisors.co.za/personal-finance/what-to-do-when-loadshedding-hits/

Nov 4, 2021
Fuel price increase even higher than expected
https://nationaldebtadvisors.co.za/personal-finance/fuel-price-increase-even-higher-than-expected/

Nov 8, 2021
Can we save and pay off our debt?
https://nationaldebtadvisors.co.za/personal-finance/can-we-save-and-pay-off-our-debt/

Nov 12, 2021
The real cost of Black Friday
https://nationaldebtadvisors.co.za/personal-finance/the-real-cost-of-black-friday/